What your plan includes, how usage units work, how to top up or earn more — and where to go when you're stuck.
This guide covers the ACCOUNT section of the left menu — My Usage, Invite & Earn and Renew Subscription (or Upgrade) — together with Downloads and the Knowledge Base.
| Plan | How you pay | What it adds |
|---|---|---|
| Freemium | No subscription. A monthly allowance of usage units, topped up on the 1st. | The full shop: sales, invoices, quotations, customers, stock, purchases, expenses, reports, the Android app, the Wildfire storefront, Customer Follow-Up. Metered actions use units. |
| Basic | Monthly, or 3, 6 or 12 months ahead at a lower monthly rate. | Income and expense tracking, profit and loss, quick invoices and quotations, credit sales and purchases, inventory levels, real-time reports — with metered actions unlimited. |
| Premium (recommended) | Monthly, or 3, 6 or 12 months ahead. | Everything in Basic, plus customer incentives and loyalty, referral marketing and customer referral rewards, the virtual storefront and online ordering, social-media and WhatsApp ordering, and converting orders to invoices. |
| Business (Desktop Plus App) | 6 or 12 months up front; no monthly term. | Everything in Premium, plus the Windows desktop till — works fully offline, barcode scanners, thermal and Bluetooth receipt printers, up to 8 sales points. |
Prices are per store, shown in Naira or US Dollars (toggle at the top of the plans page), and paying further ahead costs less per month. Current prices are always on the plans page.
The Consolidator (several stores in one view) is covered in its own manual.
A usage unit is the small change you spend on metered actions. Units come from three places, and are spent in this order:
Because monthly units are spent first, units you buy or earn are kept in reserve for the months you need more.
Left menu → ACCOUNT → My Usage.

| Line | Meaning |
|---|---|
| Monthly usage left (resets monthly) | How much of this month's allowance remains, shown as a percentage — "38% left" tells you where you stand without needing to know what a unit buys. It turns red at 20% or below. |
| Your units (never expire) | Units you've bought or earned, as a number. |
| Rate line | What one unit costs in your currency (e.g. 1 usage unit = NGN 10.00). Payment charges are added on top of your purchase, so they never reduce the units you receive. |
| Buy usage units | Top up with a card, transfer or USSD (section 4). |
| Redeem units | Swap units for days of paid subscription (section 5). |
If you're on a paid plan, Monthly Usage Left reads Unlimited and the dialog says so: "You are on a paid plan: premium features are unlimited and do not use usage units."
If you've just moved from a paid plan to Freemium, it tells you the date your free monthly units begin (section 9).
| Message | Meaning |
|---|---|
| That is not enough for one usage unit. | Enter a larger amount. |
| Buying usage units is unavailable right now / Online payment is not switched on yet | Payments are temporarily closed, or no rate is set for your currency. Nothing is charged. Contact support. |
| Your session has expired | Sign in again and retry. |
Earned or bought units can be turned into days of paid subscription — a way to try a paid plan, or extend one, without paying cash.
While those days last, your store is on a paid plan: metered actions stop using units until the days run out.
After a metered action, if your monthly allowance has dropped to 20% or less, a gentle prompt appears — "Your usage is running low" — with "You can still work. Top up now so nothing stops mid-sale." Choose an option or Remind me later. It won't nag you again for a while. The daily low-usage notification in the bell says the same (see the Notifications guide).
When a metered action is refused, you'll see "You have run out of usage" — "This feature needs usage units. Choose any of the options below to carry on." — with three ways out:
| Option | Good when… |
|---|---|
| Buy usage units — pay by card, transfer or USSD | You need the action right now. |
| Invite a shop and earn free units | You know another business owner who'd benefit. |
| Upgrade to a paid plan — unlimited premium features, no units needed | You hit the limit most months — a subscription is then cheaper and simpler. |
Nothing else is affected: you can keep selling, receiving payments and managing stock while you decide.
Left menu → ACCOUNT → Invite & Earn.

Once a week, if no shop has joined through your link that week, the Dashboard may show a short reminder offering the same share buttons.
Left menu → ACCOUNT → Renew Subscription (on Freemium the same entry invites you to upgrade), or Profile Settings → Renew Subscription.

If you're on Basic with time left, the Premium upgrade charges the Premium price minus the unused part of what you paid for Basic — you don't pay twice for the same days. The upgrade is offered only while your latest subscription is an unexpired Basic one.
When paid time runs out you're offered two paths: renew, or Continue on the Freemium plan — no subscription. The emailed reminder's Reactivate my shop button leads to the same choice.
You can move from a paid plan to Freemium at any time.
Text messages — Customer Follow-Up reminders, Automatic Messages, storefront item promotions, sale alerts and back-order alerts — are paid with SMS units, which are bought and counted separately from usage units.
Full details: Merchant Storefront guide, section 12, and Customer Follow-Up guide, section 11.
Left menu → REPORTS & DATA → Downloads offers Download Desktop Version — the Windows desktop till, as a ZIP file.
The Android app comes from the Google Play Store — search "MAT Smart Shop".
Left menu → HELP → Knowledge Base: short illustrated guides, grouped into Getting started, Sales, Items, Upload, Follow-up, Storefront, Android, Vendors, Consolidator and Account. Type in Search articles (e.g. "stock", "statement") to jump straight to one.
Good first reads: Your first week on the web app, Tour your Dashboard, Record a purchase without wrecking your costs, Text everyone who owes you money.
Where your portal shows the Ask SmartShop help assistant, type a question in plain words — "How do I record a credit sale?", "How do I publish items to my online store?" — and it answers from the official guides, with links to the relevant article or video. Start a new conversation clears it. The thumbs buttons tell us whether an answer helped.
The assistant explains how to use MAT Smart Shop. It can't see or change your data — for a problem with your own records, contact support.
| I want to… | Do this |
|---|---|
| See how much usage I have left | ACCOUNT → My Usage |
| Top up | My Usage → Buy usage units |
| Earn free units | ACCOUNT → Invite & Earn → Share on WhatsApp |
| Turn units into subscription days | My Usage → Redeem units |
| Subscribe or renew | ACCOUNT → Renew Subscription |
| See what I've paid | Profile Settings → Subscriptions |
| Get the desktop till | Downloads → Download Desktop Version |
| Learn how to do something | HELP → Knowledge Base |
| Buy SMS units for texts | ACCOUNT → SMS Units |
| Get my shop's name on my texts | ACCOUNT → SMS Units → Sender name → Ask for approval |
If something looks wrong
Point of sale, inventory and bookkeeping for multi-store retailers — online or offline.